Serious Diseases Grant
All pensioners of Indian Armed Forces have been provided medical cover under ECHS with effect from 01 Apr 2008. But, non-pensioners who were sent out of service at an early stage due to organizational constraints or discharged at own request, do not have such medical cover. With increased costs of health care, it is extremely difficult for the non-pensioner ESM to meet their expenses on treatment of serious diseases like cancer, renal failure and heart ailments in their old age.
Aim
The aim of this aid-gratis is to provide financial assistance to a non- pensioner ESM of all ranks and widows to meet medical expenses related to treatment of approved/listed serious diseases like cancer, renal failure, knee replacement and heart surgery, to non-pensioner ESM (all ranks)/ widows.
Financial Assistance. Financial assistance will be provided in two categories of ailments. Firstly, for treatment of approved serious diseases mentioned at Para6belowwhich is applicable to non-pensioner ESM all ranks and widows subject to a ceiling of Rs.1,25,000/- one time. Secondly, for treatment of cancer/dialysis, which is also applicable to non-pensioner ESM and widows, the financial assistance subject to a ceiling of Rs.75,000/-per annum is admissible. The percentage of the total cost of treatment payable for both categories of ailments will be calculated as follows: –
- For Non-Pensioner Officers/Widows. 75% of total expenditure incurred on medical treatment, hospitalization, medicines, etc. subject to the ceiling amount admissible as per aliment category.
- For non-pensioner other Ranks/Widows. 90% of total expenditure incurred per annum on medical treatment, hospitalization, medicine etc, subject to the ceiling amount admissible as per aliment category.
Beneficiary:
For Non-Pensioner ESM (All Ranks)/ Widows
Benefits:
(a) For Non-Pensioner Officers/Widows. 75% of total expenditure incurred on medical treatment, hospitalization, medicines, etc. subject to the ceiling amount admissible as per aliment category. (b) For non-pensioner other Ranks/Widows. 90% of total expenditure incurred per annum on medical treatment, hospitalization, medicine etc, subject to the ceiling amount admissible as per aliment category.
How To Apply
The application form is to be filled online. A specimen form is available on KSB Web portal. Scanned image of the following document be uploaded on the system (The size of the image in terms of MB has been mentioned online): –
(a) Service Document/Discharge Book of ESM (Mandatory to upload all pages of Discharge Book in a sequential manner without missing any pages and without any alterations). The pages uploaded must be in legible condition. Any cutting/ overwriting in discharge book must be authenticated by the DSWO. Signatures and Stamp marks of any other authority except DSWO will render the entry null and void.
(b) Photocopy of ESM/Widow I Card.
(c) Photocopy of ESM/Widow I Card.
(d) Original medical bills duly countersigned by attending doctor to be retained by ZSWO after uploading by the ESM. These bills will be crossed across by ZSWO with remarks “Paid by KSB vide Application No —————-” subsequent to release of payment to ESM by KSB.
(e) Hospital admission and discharge report duly countersigned by hospital authority.
(f) A certificate from the applicant that he/she has not taken any money/grant from the State/Central Govt/ present employer in the form of reimbursement or medical allowance.
(g) Details of Bank A/c No i.e. first page of Bank Passbook or cancelled cheque duly printed name of account holder, IFSC Code, Account no. and Name of Bank.
(h) Copy of Aadhar Card.